Specialist Insurance for Tree Surgeons and Forestry Contractors

Our specialist Arborplan scheme is built specifically for tree surgeons, arborists, forestry contractors and consultants, giving you tailored protection, no unnecessary restrictions, and complete peace of mind.

Get a quote now

Property Tree Risk, Arboriculture, Tree Removal 1 (5)

Why choose our tree surgeon insurance?

No height limits

Unlike many standard policies, our cover is designed for real arboricultural work, including working at height as standard.

Built for your trade

This isn’t a generic trades policy. It’s designed around:

Tree surgery and dismantling
Forestry and felling
Arboricultural consultancy
Grounds and vegetation management

Avoid costly gaps in cover

Many businesses are unknowingly underinsured, especially when it comes to:

Personal accident protection
Hired-in plant
Income protection

We help you identify and close these gaps before they become serious financial problems.

Get a quote now

Call 0333 015 1640

Request a quote online

Click here

Property Tree Risk, Arboriculture, Tree Removal 1 (14)

What does tree surgeon insurance cover?

We offer flexible, tailored insurance packages that can include:

Public Liability Insurance

Protects you if your work causes injury or damage to third parties, for example, if a falling branch damages property.

Employers’ Liability Insurance

Covers claims from employees or labour-only subcontractors if they are injured while working for you.

Plant & Equipment Insurance (“All Risks”)

Covers your tools and machinery, including:

Chainsaws
Woodchippers
Climbing gear

Hired-in Plant Insurance

A smarter way to insure hired equipment such as:

Stump grinders
Cherry pickers
Specialist machinery

We can offer annual hired-in plant cover, which is often more cost-effective than arranging insurance each time you hire equipment.

Professional Indemnity Insurance

Essential for arboricultural consultants and surveyors, covering advice, reports, and recommendations.

Personal Accident & Income Protection

One of the most important, and often overlooked, covers.

If you’re injured and unable to work, this can:

Replace lost income
Support your recovery
Protect your financial stability

Why specialist insurance matters

Tree surgery and forestry work come with high-risk, high-impact scenarios, including:

Working at height
Use of hazardous equipment
Risk of injury or property damage
Exposure from professional advice

Standard insurance policies often fail to fully address these risks.

Our specialist approach ensures your cover is aligned with how you actually operate day-to-day.

Get a quote now

Who we cover

We arrange insurance for a wide range of businesses, whether you’re self-employed or running a growing team, we can tailor cover to suit your business.

Tree surgeons and climbing arborists

Forestry contractors

Arboricultural consultants and surveyors

Grounds maintenance contractors

Property Tree Risk, Arboriculture, Tree Removal 1 (11)

Why choose us?

Over 30 years’ experience arranging insurance for tree professionals

Access to specialist insurers and tailored policy wordings

Flexible cover that grows with your business

Straightforward advice from people who understand your trade

Get a quote now

Call 0333 015 1640

Request a quote online

Click here

Frequently asked questions

Do I need specialist tree surgeon insurance?

Yes. Standard trades policies often exclude or restrict key risks such as working at height or specialist equipment use.

What insurance do tree surgeons legally need?

If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Public Liability is also strongly recommended. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):

https://www.gov.uk/employers-liability-insurance

Does the policy cover working at height?

Yes, our specialist scheme is designed for arboricultural work and does not impose standard height restrictions.

Can I insure hired-in equipment?

Yes. We offer both short-term and annual hired-in plant cover, which can often be more cost-effective.

Is personal accident insurance included?

It can be added to your policy and is highly recommended, as it protects your income if you’re unable to work due to injury.

Are you an Insurance Broker looking to place business with us?

Our Arborplan scheme for Tree Surgeons and Forestry Contractors is available to wholesale brokers, subject to us having a Terms of Business Agreement in place with you first.