Making the complicated Clear
Need to make a claim?
98% of claims that were reported in 2024 and settled by insurers were paid out. We’re committed to supporting you.
Protect, Excel & Succeed together
Protect
Excel
Succeed
Where to find us
Search by city, town or postcode to find your local branch
The bigger picture
Stay up to date with news about the insurance landscape and how it affects you and your business
- Risk Management
Employment Rights Act 2025 – March reminder
As we move closer to the April rollout of several key provisions under the Employment Rights Act 2025, this month’s update takes a brief look at the changes arriving next. From new leave entitlements and adjusted notice rules to updates on sick pay, redundancy protections and whistleblowing, the coming weeks will bring important shifts for employers and employees alike. Below is a quick, practical reminder of what takes effect in early April, and the consultations still open for your feedback.
- Trade Credit
Gulf disruption is squeezing UK trade credit
The conflict involving Iran, the United States and Israel is not a distant backdrop. It is directly reshaping UK supply chains, raising operating costs and adding stress to financial planning. Disrupted tanker movements around the Strait of Hormuz, shifting energy benchmarks and tighter insurance conditions are all feeding into UK prices and business risk. Taken together, these factors are tightening margins and increasing the probability of payment delays along the chain.
- Employee Benefits
Critical Illness vs Income Protection – Which one do you really need?
If you’re unsure whether Critical Illness Cover, Income Protection, or a combination of both is right for you, we’re here to help.