Terms of business

We conduct insurance activities on the basis of the terms outlined below.

Background Motif Tricolour

How this affects you

As well as detailing our services, this document highlights your rights and obligations when arranging insurance. Some legal and regulatory responsibilities vary depending on whether you purchase as a consumer or commercial customer.

Please select the version that applies to you. If you are unsure which version applies to you, please don't hesitate to contact us by calling 020 7280 3450.

For consumers (buying insurance unrelated to your business)

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For commercial clients (buying insurance for your business)

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