About us

We know the insurance world can be complicated, we make it Clear

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We are Clear

Clear Insurance Management focus on providing specialist insurance solutions while maintaining the highest professional and ethical standards.

We are here to identify suitable insurance cover and ensure you’re protected. We work with you to establish the right protection for your business, for your people and for you.

We are a Chartered Insurance Broker and our affiliation with Lloyd's further enhances our ability to offer specialised insurance products and guidance.

But as well as arranging insurance covers and solutions, we also have an in-house dedicated claims team that will assist you in your time of need.


Our people

Our innovative leaders of the organisation provide a platform that supports our employees and clients to protect, excel and succeed together.

Before entering the insurance world, Mike spent 17 years in the military. He was COO and MD at A-Plan, MD at Capita and held various leadership roles at BGL Group prior to Clear. Mike joined as our Group CEO in January 2021. He leads an active lifestyle away from the office, from trips on his motorbike with friends to rock climbing with his son.

Howard is the co-founder of Clear, having managed his own financial services businesses since the 1980s. After many years as CEO, he is now Chairman with responsibility for our M&A programme and relationships with carriers. Howard is a keen sports fan and cooks whenever his grandchildren allow.

Phil was appointed our Group COO in April 2022. He joined from Simply Business where he progressed to MGA MD. Prior to this, he worked for Capita, Nationwide and BGL Group. Phil is also Non-Executive Director of the Society of Underwriting Professionals. After work, he likes running and following football with his young family.

Tim joined Clear in 2020. He is a Chartered Accountant and previously worked as FD at Hastings Group. He has extensive experience in financial services and private equity. Outside of the office, Tim enjoys family time, football and skiing.

Dan has been with Clear since its inception and joined the board in 2013. Not only is he responsible for the overseeing our commercial teams but he's also on hand to provide insurance solutions to his complex client base. In his spare time, Dan juggles parenting responsibilities, red wine tasting and snowboarding trips.

Following her law degree, V has gained over 20 years’ global experience in the insurance industry. V joined the board in August 2021 to align our people and business strategies. When she’s not working, V embraces her artistic side which includes face painting anyone who will sit still for long enough.

Our history

We’ve been offering specialist insurance guidance since 2001. From humble beginnings to a thriving enterprise, take a look at the transformative moments that have defined our company today.

Clear enter the MGA space, taking a 50% stake in Ireland-based Thomond Underwriting



Goldman Sachs invest in the business; a partnership that will be utilised to drive the next phase of growth



Mike Edgeley joins as CEO, bringing a wealth of experience from previous senior roles at A-Plan, Capita plc and BGL Group



Clear grows its influence across the nation, now employing 400 people across 10 offices



ECI Partners invest to support the buy and build strategy at a significant time for the business



Clear receive Broker of the Year at the Insurance Times Awards



Clear move to a bigger office and a more central location on Great Tower Street, in the insurance capital of London, near Lloyds



Clear outgrow their New Malden office and relocate to premises in Wimbledon, South West London



Clear join Brokerbility in its founding year; a reflection of our growth strategy as an ethical and forward-thinking business



Howard Lickens and Gary O’Donnell team up to form Clear Insurance Management and open an office in New Malden

Our responsibilities

We're dedicated to creating long-term value by embedding Environmental, Social and Governance (ESG) considerations. We aspire to place people before profit, for positive change.

Environmental responsibility

We recognise the need to address environmental challenges, and we're steadfast in our efforts to minimise our ecological footprint for future generations.

Through innovation and continuous improvement, we aim to: 

  • Reduce our carbon emissions and energy consumption through our Clear Net Zero programme
  • Optimise our resource usage, minimise waste and promote recycling
  • Source sustainable materials and promote responsible supply chain practices

Social responsibility

We're dedicated to contributing long-term value to society by embedding our social responsibilities at the heart of our business strategy.

We aim to:

  • Foster a diverse and inclusive workplace that values individual's contributions; it’s a team effort
  • Prioritise the health, safety and personal growth of our employees
  • Engage with our communities through charitable initiatives, volunteering and partnerships
  • Work with likeminded organisations where possible

Governance responsibility

We hold ourselves accountable to the highest standards of integrity and accountability.

We pledge to:

  • Uphold the highest standards of integrity and ethical conduct in all our interactions
  • Actively engage with our stakeholders through clear lines of communication; listening to their feedback and including this in our decision-making
  • Include our board of management as they play an integral role in ensuring that our business strategy aligns with our ESG goals

Our recognitions

We don’t work to win awards, but we’re proud when our successes are recognised. Every accolade is a testament to our employees and organisational culture.


Our purpose is to protect, excel and succeed together.

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Our acquisitions

We look for businesses who share our values, who want a deal that meets their wider objectives for the continuing success of their business and enterprise.

  • HR Jennings & Co Limited
  • Anderson White Insurance Brokers
  • Luker Rowe Chartered Insurance Brokers
  • HIA International
  • Brokerbility Holdings Limited
  • BHIB Insurance Brokers
  • Churchill Insurance Consultants Limited
  • Light & Legal Indemnity Solutions
  • Foster & Lamb (2010)
  • Bryant Kesek (2011)
  • McHale Heaney & NMTF Marketline Insurance Services (2011)
  • Steveni Kessler (2013)
  • Heartland Limited (2014)
  • Emson Corporate Services (2015)
  • JH Hibbert (2015)
  • MPW Insurance Brokers (2017)
  • John Ansell & Partners (2018)
  • Genavco Insurance Limited (2018)
  • Robert Alexander Limited (2018)
  • Morrison Edwards Insurance Services (2019)
  • Southern
  • Houlder
  • Lynas Vokes
  • Highway
  • APL Protection
  • The National Solicitors Network
  • Burgess Potter
  • Kempster Lobo
  • Bloomsbury
  • James Dove
  • Milbourne
  • Stephens & Partners
  • Reid & Co

Interested in selling your brokerage?

Our M&A team can provide more information.

Want to speak to someone?

Call us on:

clear group

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