Whether you're dealing with a routine property transaction or
encounter a problem that threatens to hold up a sale or a development, you need it solved quickly and in the most cost-effective way.
Why this cover?
When it comes to Legal Indemnity Insurance, our dedicated team of legal indemnity specialists understands the unique difficulties that solicitors may face and can offer practical insurance solutions.
Benefits for your business
The legal indemnity covers we can arrange include:
Absence of Easement
Breach of Restrictive Covenant
Forfeiture of Lease
Rights of Light
Town and Village Green
Trustee (Breach of Trust)
Clear is a registered Lloyd's broker, giving us direct access to a unique pool of underwriting expertise in the Lloyd's global marketplace (the world’s largest specialist insurance market).
This means that we are well positioned to locate the best underwriters and negotiate the most favourable contractual terms for those clients who require specialist, innovative or bespoke risk solutions.
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Frequently asked questions
How long will the underwriting process take?
Simple transactions can be completed quickly, while more complex risks may take 24 to 48 hours. We will always aim to respond to your query on the same day.
What information do you require for a legal indemnity quotation?
Our legal indemnities guide outlines the information required.
We will require you to complete a proposal form for more complex risks, such as right of light, missing beneficiary or lost share certificates.
Can a legal indemnity policy be protected from inflation?
Many underwriters add an 'escalator clause'. This raises the indemnity limit by an agreed percentage over an agreed number of years. Contact us to learn more.
If my client is a successor in title, how do I ensure the policy is adequate?
A copy of the original submission is normally available from the underwriters. They will consider any cover changes or amendments on request. Contact us to learn more.
What is an adequate limit of indemnity?
There is no set formula for calculating the limit of indemnity.
However, most lenders will require a sum equal to that of the purchase price of the property or full development value. If you wish to obtain varied limits for due consideration, we would be happy to accommodate this request.
Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.
We offer broad and bespoke sector specialist insurance solutions for peace of mind.
In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.
We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.
We are a registered Lloyd's broker, giving us direct access to a unique pool of underwriting expertise in the Lloyd's global marketplace.
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