We work alongside specialist insurers to arrange bespoke insurance programmes for educational institutes covering properties, engineering inspections, travel and more.
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Our education policy package protects senior members of staff as well as governors, whereas this isn’t always the case with some insurers.
We recommend a minimum of 24 months cover initially. This allows for the practicalities in the instance of rebuilding.
An adequate sum insured is required for property to rebuild all the premises in the event of total destruction caused by an insured peril. In respect of contents and computers, the figures need to be adequate to replace all items in the event of a loss. Underinsurance could mean that insurers are only liable for a proportion of any claim, even for a partial loss. The limits under the Employers, Public and Governors Liabilities should be set correctly to ensure that, in the event of a catastrophe, they’re adequate to pay any claimant in full.
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