Care home insurance that goes beyond the policy

But what if your insurance arrangements could also help you identify and manage potential risks before they become a problem?

Clear Insurance Management works with a specialist insurers to provide care businesses with insurance protection alongside practical risk management support designed for the sector.

From self-assessment and risk reporting tools to CQC dummy inspections and inquest support, the proposition is designed to help strengthen your organisation's resilience before, during and after a challenging event.

How prepared would you be for regulatory scrutiny?

For care providers, good risk management isn't just about reducing the likelihood of a claim. Robust policies, procedures and evidence can also be important when your organisation comes under regulatory scrutiny.

That's why this proposition provides policyholders with practical tools and support to help identify potential weaknesses and prepare their organisation.

Risk management software

Policyholders can access a software solution that can be used to undertake:

• Self-assessments

• Self-evaluations

• Risk reporting

The solution can also be branded to your organisation, helping you build risk assessment into your own processes.

CQC dummy inspections

If you're expecting a CQC inspection, understanding how prepared your organisation is before the inspection takes place can be valuable.

Policyholders can access CQC dummy inspections designed to help identify areas that may require further attention.

Following the inspection, a report is provided to both your organisation and the insurer.

Specialist insurance behind the support

The practical support sits alongside specialist insurance protection designed by insurers around the risks facing organisations operating within the care sector.

Depending on your requirements, cover can include areas such as:

• Abuse and medical treatment
• Claims inquest cost provision
• Professional indemnity, including failure to educate

Clear will work with you to understand your organisation, existing insurance arrangements and risk profile before considering the appropriate insurance solution.

Looking for more information about the wider insurance covers available to care organisations?

Support when challenging situations arise

Even well-managed organisations can experience difficult circumstances.

If you're called to an inquest, understanding the process and what will be required of you can make a challenging situation easier to navigate.

The proposition includes an inquest review service, designed by insurers to help policyholders understand the process and what may be required should they be called to an inquest.

Combined with specialist claims support, these services are designed by insurers to help improve claims defensibility and ensure your policies and procedures are robust enough to withstand scrutiny.

Your insurance renewal may still be months away, but that doesn't mean it's too early to consider whether your current arrangements are giving your organisation the support it needs.

Whether you're:

• approaching your insurance renewal;

• preparing for a CQC inspection;

• reviewing your risk management processes;

• concerned about how your organisation would respond to an inquest; or

• simply interested in understanding what additional support is available,

our team would be happy to have an initial conversation.