Wines, spirits and beer industry insurance

We arrange insurance for all aspects of the drinks industry, from distillers and brewers to importers and wholesalers.

From grape to grain, and everything in between

The drinks industry is even more diverse than ever, with an ever-growing number of drinks brands, craft brewers, micro-distillers and other specialist manufacturers making it a highly competitive market. That’s why it’s more important than ever to make sure that your insurance takes into account the exact needs of your business and can grow with you.

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Call this number 0207 251 6821

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Tailored cover for

Insurance for wine importers

Insurance for wine wholesalers and distributors

Insurance for wine merchants

Insurance for vintners

Insurance for distillers and micro-distillers

Insurance for distilleries

Insurance for spirits manufacturers

Insurance for spirits importers

Insurance for spirits wholesalers and distributors

Insurance for bonded warehouses

Insurance for brewpubs

Insurance for breweries

Insurance for microbreweries

Insurance for craft breweries

Insurance for beer importers

Insurance for beer wholesalers and distributors

Insurance for drinks manufacturers

Insurance for drinks wholesalers and distributors

Insurance for soft drinks manufacturers

Insurance for soft drinks wholesalers and distributors

Insurance for bottlers canners and labellers

What covers can I include?

Third-party liability including for slips, trips, falls and lifting injuries

Employer’s Liability insurance for your staff including temporary workers

Cover for your Buildings and any other structures you are responsible for

Loss or damage to Contents, Plant and Machinery, Stock and Merchandise

Loss of Revenue caused by an interruption to your business activities

Cover while attending festivals exhibitions and trade shows

Exposure of stock to extreme temperatures

Theft of or damage to stock at its future value

Duty liability cover

Duty deferment guarantee bonds

Product recall insurance

Marine cargo insurance

Insurance for stock stored in bonded warehouses

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Click here

Frequently asked questions

Why do I need Public Liability insurance for my drinks business?

If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.

What is Employer’s Liability insurance and do I need it?

If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):

https://www.gov.uk/employers-liability-insurance

What about if I sell a product and it turns out to be contaminated?

Public liability insurance extends to include cover for products liability, which protects you from claims made against you caused by the sale of faulty products, including from contamination.

What other insurance cover might I need for my drinks business?

The answer to this depends on how your business operates. For example, if you are responsible for the buildings your business operates from, then you will need to arrange buildings insurance. You might be a brewer or distiller using pressured equipment that needs an annual inspection, in which case you will need an engineering inspection policy. You may have stock stored on site or in a separate location such as a warehouse, in which case you need to arrange insurance cover for your stock. You may also want to arrange insurance cover for a drop in business income caused by an unforeseen insured event. Cover for all of these things and more can be included within your insurance quote from us.

What else can we do for you?

We can also arrange cover for the following:

Inspection of plant and machinery including pressurised vessels

Engineering insurance including cover for equipment breakdown

Business travel insurance

Personal Accident insurance

Management Liability (Directors & Officers insurance)

Cyber Risks

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Click here

Are you an Insurance Broker looking to place business with us?

Our BAHIS Fitness and Gyms scheme for Gyms and Fitness and Health Clubs is available to wholesale brokers, subject to us having a Terms of Business Agreement in place with you first. Please either call us or complete the callback form below and we will be in touch.