Tree risk management support

When trees pose a risk to property, safety, or insurance compliance, Clear Insurance Management provides more than cover. We partner with Enviro Trees UK to deliver professional inspection, risk assessment, and management services tailored to your property helping you stay compliant, reduce risk, and protect your investment. 

Clear policyholders benefit from preferential rates on all Enviro Trees UK services. 

Some insurance policies include a tree maintenance condition or warranty, requiring inspections by a qualified professional to confirm trees are not impacting property structures, drains, or sewers. In many cases, this applies to trees: 

• Within 10 metres of the property 
• Over 5 metres in height 
• Owned and maintained by you 

Inspections are typically required every 2–3 years, or annually in some cases. Failing to meet these conditions can result in claims being refused, making regular tree risk management a vital part of your insurance compliance. 

In clay-heavy soils, tree roots can remove large amounts of moisture, causing shrinkage and movement beneath foundations, a process that can lead to subsidence. 

• Climate change is increasing the risk, with hotter, drier summers intensifying soil shrinkage. 
• The British Geological survey predicts the number of UK properties at high risk of subsidence will double by 2030. 
• Subsidence claims already cost UK insurers over £200 million in a single year, with long-term impacts on property value and insurability. 

Regular inspection and management of trees significantly reduces this risk, safeguarding both property integrity and insurance protection.

Get started 

If your policy contains a tree maintenance condition or you have concerns about trees on your property, complete the contact form on this page. This will connect you with Enviro Trees UK who will be in touch to arrange next steps.