Yacht insurance: Cover for super & mega yachts

Having your yacht or sailboats insured with the right coverage helps ensures  you are protected if you are involved in incidents or accidents on the water. Your policy can also cover claims for loss or damage, depending on your chosen coverage.

Yacht insurance is a vital safeguard for yacht owners, offering financial protection against a wide range of risks, from accidental damage and theft to third party claims arising from incidents on the water.

Whether you own a sailing yacht or a motor yacht, having a specialist yacht insurance policy helps ensures  that your vessel, your investment, and your peace of mind are protected. Specialist yacht insurance is designed to cover sailing yachts used for leisure cruising, racing, or even long-distance adventures, providing coverage tailored your lifestyle. 

• Sailboats
• Catamarans
• High performance vessels
• Luxury charters
• Fleet operations
• Yacht crew welfare insurance

• Hull and machinery: this covers the physical vessel, its equipment, engines, and machinery
• Liability of owners and operators: this covers liabilities, expenses, and costs, including loss of life, injury, cargo damage, collisions, and pollution
• Coverage for additional users who may operate or borrow the yacht
• War Risks: including piracy, terrorism, and kidnap & ransom

We arrange comprehensive boat insurance policies for all vessel types, including those primarily powered by sails for leisure, cruising or racing. There is a wide range of cover available, including specialised options for war risks, strikes, confiscation, and marina-specific coverage.

If your vessel is moored in a marina or marina berth, you may benefit from additional insurance features, such as no excess payable for damage occurring while berthed. Third party cover is also a key component, protecting you against claims from others. In the event of a insured total loss claim , policies can provide agreed fixed value payouts for peace of mind.

We can provide a portfolio of boat insurance policies available to suit the diverse needs of private yacht, super yacht, mega yacht and sail boat owners. Comprehensive cover is our most inclusive option, protecting against accidental damage, theft, and a variety of risks associated with sailing and cruising.

Third party liability cover is also essential, it shields you from the financial consequences of third party claims; such as damage caused to other boats or property. For our clients with specific requirements, our specialist yacht insurance policies can be tailored to provide coverage for unique situations, such as club racing, regattas, or cruising in European or international waters. By choosing the right cover, you can be confident that your vessel and your liability are protected.

You can also find cover for general wear and tear and protection against corrosion, safeguarding the longevity of your investment and marine vehicles. With comprehensive insurance cover, as a yacht owner, you can enjoy your time on the water knowing you are protected against unexpected insured events and liabilities .