Renovation insurance Renovation insurance | Clear Insurance Management
Menu
No, take me to Contact Us >

Renovation insurance

Home renovations bring both the promise of enhanced living and the risk of unforeseen challenges. A renovation insurance policy is designed to provide the right protection for property owners undertaking property renovations, including major structural work such as loft conversions, refurbishments, basement excavations and house extensions.

Home Renovation (1)
Renovation Insurance Non Negligentparty Wall Liability Cover Private Cleint

We work with leading insurers in this niche market and have our own in-house scheme. These policies include:

 

  • JCT contract compliant cover, specific renovation insurance covers the existing structure of the home and the works simultaneously
  • Non-negligent/Party wall liability cover if required can be added as part of your home renovation insurance cover
  • Policies can include property owner's liability cover and legal cover to protect against disputes or claims arising from building work during a renovation project
House Renovation UK

For building work and renovation projects of exceptional value and complexity we can also source:

 

  • Performance bonds – These provide compensation for losses if your contractor goes bankrupt during the project, covering additional costs to finish the work
  • Structural warranty/Latent defects insurance – Provides post completion coverage for defective workmanship, design and building materials, lasting 10-12 years and can be transferred to future owners

We will help you find specialist home insurance cover to safeguard your building work and renovations.

Home Renovation Private Client 1 (11)

Available options with your home renovation insurance policy

 

Home renovation insurance is specifically designed to cover the unique risks involved in refurbishing and improving properties. Standard homeowner’s or builder’s insurance may not provide adequate coverage during construction projects, especially when the property is unoccupied:

  • Cover for costs in the event of damage to existing structures
  • Alternative accommodation if an insured event renders the home uninhabitable and/or causes the project to overrun
  • Cover for tools, equipment, and materials
  • Safeguard against potential public liability claims
  • Legal expenses for defending against claims related to renovation work

Enquiry Form

We are open Monday to Friday 9am to 5.30pm (excluding Public Holidays).