Non-standard household insurance

Standard home and building insurance covers typically only cover houses constructed of common materials such as brick and stone. Those houses not built with common materials are considered non-standard and require specialist insurance policies.

Solutions therefore need to be available for those properties and individuals who fall outside of these parameters. At Clear Insurance, we have access to niche markets who can cater for non standard property including:

• Thatched Roof Properties
• Non-Standard Construction - such as Wattle & Daub or Cob
• Properties with previous subsidence or underpinning
• Unoccupied Properties
• Adverse Claim Histories
• Individuals with high-risk occupations such as professional footballers
• Properties used for business (rental) purposes
• Unusual properties or those with unique build techniques
• Properties with flat roofs, slate or tiled roofs

Non-standard home insurance is designed to offer cover for properties that fall outside the norm, including those with non-standard construction, unusual features, or used for business. Our insurers can help create tailored non standard insurance policies for such circumstances.

In the solutions we provide, our experts can create specialist cover for properties with unique roofs and walls, unconventional construction methods, or listed buildings. We ensure you and your properties are covered in the event of accidental damage, legal expenses and property maintenance.