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High value home insurance

We go beyond standard policies to offer high value home insurance designed for properties of distinction, including listed buildings, estates and prime residential addresses.

High Value Home
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Specialist high value contents and accidental damage cover

We can provide tailored high value home insurance designed to go beyond the limitations of standard home insurance. With high value home insurance cover, you can benefit from protection that reflects the unique needs of your property and lifestyle.

Policies include worldwide cover, ensuring your home and possessions are safeguarded wherever you are, as well as extended replacement cover to protect against rebuilding costs that exceed expectations.

In addition we have options for alternative accommodation cover, providing reassurance that, should your home become uninhabitable, you and your family can continue living in comfort. From properties with unique features to collections of fine art, Clear Insurance help ensure that everything is protected at the correct market value with the right specialist cover in place.

High-value home insurance provides bespoke cover tailored to the unique needs of each property, ensuring that your buildings, contents and valuables are fully protected. Speak with our team today, so we can help ensure your high value properties and valuable items are properly covered. 

High Value Home Household Private Client 20 (12)

Our policies include:

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Comparable alternative accommodation

If your home becomes uninhabitable due to an insured event, you will be provided with accommodation that is comparable to your current property. This ensures that you can maintain your standard of living and continue your daily routines with minimal disruption while repairs or rebuilding take place.
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Worldwide all risks cover

Everything is covered unless specifically excluded by the policy wording. There no limits to the amount of possessions or valuables that can be taken outside the home, and is covered on a worldwide basis.
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High internal limits for key covers

High internal limits help safeguard the significant sums of money you have invested in valuable home features, providing financial protection in case of loss or damage. Trace & Access to find the source of a leak would be a good example. Standard policies may only offer up to £5,000 for this cover. Many high value home policies have no limit on this cost.
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Extended replacement cover

Helps ensure inflation protection for your building in case the cost of rebuilding your home exceeds its insured value.
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Home emergency, legal expenses and liability cover

Included as standard

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We are open Monday to Friday 9am to 5.30pm (excluding Public Holidays).