Construction Insurance

Construction and engineering industry businesses are often subtly different in the work that they conduct and, therefore, also the risks involved. We understand that no two risks are the same and can devise an insurance programme that is tailored to your unique business activities.

The efficient administration of claims is really the acid test of the effectiveness of an insurance policy. At Clear, we have a dedicated claims team who will work hard to help settle claims.

We have access to a wide range of UK construction and engineering insurers for quotations. We place a firm emphasis on insurers of quality and financial standing who can deliver appropriate insurance solutions, including the required supporting claims service.

It's a common misconception that Professional Indemnity insurance is only required for construction and engineering companies that provide their own design work. Businesses that provide advice, consultancy or design can commit errors in the course of their professional business that lead to financial losses suffered by third parties. Even companies that subcontract all design works have exposures – a dissatisfied customer is likely to bring a claim against you, not your subcontracted designer, for example.

At Clear, we're used to handling bespoke requirements for clients. This doesn't necessarily mean that the solutions are more expensive, just that they need to reflect specific business circumstances.

This is an increasingly important area for policyholders to focus on. Many liability policies contain warranties that subcontractors need to have their own insurance in place for a related claim to be covered. Breaches of this can lead to claims going unpaid. We can assist with the management of this often overlooked issue.