Residential Property Insurance

Insurance costs form a large part of service charges. Property owners, property managers and tenants need to be sure they are arranging the right cover at the right price through a broker who knows the market and is a property insurance specialist.

Specialist guidance

At Clear, we understand the world of residential property and what property owners and their managers need from their insurance advisers because some of the largest managing agents in the country and some of the smallest are our clients.

We know that no two properties are identical, and a one-size-fits-all approach can't work for all clients. We pride ourselves on our client-focused approach, sharing our knowledge and experience in a clear and straightforward manner so our clients and their stakeholders can rest assured that their asset is properly protected.

Residential Property Insurance services and covers

Tailor-made cover designed to provide the best possible protection for your residential property

Buildings Insurance, including apartments or blocks of flats

Engineering inspection and insurance for lifts

Directors & Officers Liability cover

Bespoke policy wording available with enhanced cover

Options available for Terrorism cover

Contract vetting to indentify insurance requirements for major works

Access to dedicated property insurance specialists, claim advisors and our 24/7 online claims reporting service

Let's put you in touch with a specialist

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Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

Want to know more?

Find more information from our knowledgeable professionals in these downloadable documents

The cost of insuring empty properties

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Contractors all risk

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Financial sanctions, checks and controls

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Lenders interest

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Terrorism cover - is it required?

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The known unknowns (MMC)

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Understanding balcony fire hazards

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Insurance for Residential Property Owners

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Clear residential property winter risk guide

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Clear index-linking update December 2024

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Frequently asked questions

Can you offer an enhanced level of cover?

We can provide bespoke policy wording to clients with enhanced cover.

As an independent broker, we have the flexibility to provide a tailored service to each client and are not bound by the rigidity associated with large corporate organisations.

No two property companies are the same and a one-size-fits-all approach is not to the benefit of our clients. Usually different types of property can be covered under a single portfolio arrangement and we have negotiated enhanced policy wordings to ensure you don’t have to decide what additional extensions you need.

Can you guarantee the security of the insurance underwriter?

Ultimately, no broker can guarantee the security of the insurance underwriter. However, Clear's policy is to aim to work with only those insurers with a Standard & Poor's (S&P) rating of 'A' or above.