Farming

We can arrange protection for both conventional and emerging farming risks, ensuring you and your business can operate with confidence.

Specialist guidance

We're proud to be an independent Chartered Insurance broker which means we’re not tied to the products of a singular insurer. We can provide cover for the house and contents of your farm business – so your home and business are covered under one roof. We offer insurance cover for any size of business, from smallholdings upwards, with the ability to include diversification, such as holiday lets and storage of caravans.

Our Spalding team know farming and therefore, understand the broad range of activities carried out on farms, both arable and livestock, and the insurance exposures that you face. With over 60 years' experience between us, and our strong relationships with specialist insurers, we can offer your farm business a full range of products and cover types.

Tailored farming cover

Farm buildings (including farmhouse and contents cover)

Boundary hedges, fences and gates

Machinery and implements

Vehicles

Livestock

Crops

Goods or livestock in transit

Milk in tanks

Deadstock

Loss of Revenue (produce and livestock)

Products Liability and financial loss

Storm damage (plus hailstorm) to crops

Engineering inspection services

Cattle passports

Employers' Liability

Environmental Liability

Public Liability

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Frequently asked questions

Can you provide cover for diversification from our core farming activities?

Yes. Clear only work with insurers who have the ability to include a wide range of such activities.

Am I able to select perils for which cover is required?

This would form part of our initial discussions, including a meeting at your premises if necessary.

Is Environmental Impairment Liability cover automatically included?

Such cover is provided as standard for conventional farming risks. We’re happy to discuss where increased limits of indemnity are required or where cover is required for additional contracting activities and emerging risks, such as renewable energy.

Why Clear?

Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.

Trade specialists

We offer broad and bespoke sector specialist insurance solutions for peace of mind.

Chartered status

In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.

Exceptional service

We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.

Case Study

A traditional farmer and grower business was introduced to Clear by their bank. The company had had been refused cover by another insurer as several of their farming locations having increased flood exposure.

With access to all the key insurers, Clear were able to elect an insurer who considered the situation inclusive of the flooding issues. We arranged full cover at an acceptable premium, with no unwanted restrictions.

In addition to the farming combined policy, we have since provided Motor Fleet, Vehicle Breakdown and Statutory Inspection covers for the client, and they continue to put their confidence in the service that Clear provide.