We work alongside specialist insurers to arrange bespoke insurance programmes for educational institutes covering properties, engineering inspections, travel and more.
We’ll work with our broad panel of insurers to provide the most comprehensive solution for your needs, allowing you to concentrate on supporting the learning and development of your students.
Your property (buildings, contents, computers and students’, staff and governors’ personal effects)
Loss of Revenue
EL/PL (abuse cover)
Governor Liability
Money
Dishonesty of Staff
Legal expenses
Access to experienced surveyors and valuers to accurately advise on rebuilding costs
School minibuses and cars
Travel
School trips
Engineering inspection
Boilers and plant equipment
External contractors (all risks)
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Our education policy package protects senior members of staff as well as governors, whereas this isn’t always the case with some insurers.
We recommend a minimum of 24 months cover initially. This allows for the practicalities in the instance of rebuilding.
An adequate sum insured is required for property to rebuild all the premises in the event of total destruction caused by an insured peril. In respect of contents and computers, the figures need to be adequate to replace all items in the event of a loss. Underinsurance could mean that insurers are only liable for a proportion of any claim, even for a partial loss. The limits under the Employers, Public and Governors Liabilities should be set correctly to ensure that, in the event of a catastrophe, they’re adequate to pay any claimant in full.
For us to provide you with an accurate quotation, we ask that you complete our tailored questionnaire and provide a plan or site map of your school upon request.
Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.
We offer broad and bespoke sector specialist insurance solutions for peace of mind.
In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.
We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.
Clear were advised of the incident on the day of its occurrence. Although it took almost a month for the school to provide full details, including estimates for replacement of the equipment, Clear didn’t wait to act and advised insurers immediately. The equipment was replaced quickly. We sent over the information on the day it was received and authorised replacements for the damaged or destroyed equipment within just four working days. The insurer issued the school a cheque shortly after the invoices were sent by the school.
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