Events insurance

If you are running an event such as an exhibition or festival there’s a good chance that you’ve questioned what would happen if something were to go wrong. For example, what would the impact be if one of the attendees became injured because of something that happened at the event?

Without the correct insurance in place, unforeseen circumstances could seriously threaten your livelihood and the future of your business. That’s why arranging your special events insurance through us will provide you with the peace of mind you need for your event to go smoothly.

If something happens at your event that causes accidental injury to an attendee or a member of the public or causes damage to their property, they might be able to make a claim against you for compensation.

A special events insurance can include cover for public liability which will cover both the compensation payments and legal costs, protecting you from potential financial difficulties in the event of a claim being made against you, that could come from an attendee to your event, a customer, supplier, or even a passer-by.

If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):

https://www.gov.uk/employers-liability-insurance

Yes, special events insurance policies can be arranged to cover either a one-off event or a series of events.

Yes, with a special events insurance you can insure against financial loss caused by the cancellation disruption or abandonment of your event or needing to reschedule the event due to bad weather, non-attendance of a key speaker or performer, or a period of national mourning.