Whether you are a resident’s association, an associated management company, or a private individual responsible for the maintenance and upkeep of an area of land, then you need this insurance in case a claim is made against you.
Insurance for privately owned land is a type of liability insurance that protects the landowner against claims made by third parties for bodily injury or damage to their property. We can arrange this insurance for you, and cover for damage to fences gates and other items can be included.
Call this number 0116 4785 926
Private roads insurance
Private driveways insurance
Private land insurance
Insurance for communal gardens
Insurance for unadopted roads
Insurance for privately owned woodland
Insurance for building plots
Insurance for development land
Insurance for car parks
Insurance for moorland
Insurance for parks and sports grounds
Insurance for communal residential areas
Insurance for childrens playgrounds
Insurance for community owned playgrounds
Insurance for areas of land with public access such as public footpaths
Insurance for vacant land
Third-party liability for injuries and damage to property
Employers' Liability insurance for any staff including temporary workers
Cover for buildings and any other structures you are responsible for
Loss or damage to statues, plants and trees, fences and gates, paths, and street furniture such as street lighting and signage
Theft of gardening equipment can be included (subject to minimum security conditions)
Loss or damage to children’s playparks and playground equipment
The policy can also be extended to cover public events and firework displays
Call this number 0116 4785 926
If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.
If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):
Yes, possibly. Employer’s Liability insurance is legally required if you engage labour either through PAYE or via self-employed labour only sub-contractors.
The answer to this depends on what else you are legally responsible for, but we can include cover for loss or damage to gates and fences as well as other estate property such as permanent structures, pathways, fountains and statues, plants and trees, children’s playground equipment and tennis courts. You can also insure against loss or damage to garden furniture and gardening equipment.
We can also arrange cover for the following:
Management Liability (Directors & Officers)
Commercial Legal Expenses
Call this number 0116 4785 926
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