Minibus insurance

Our minibus insurance policies include the following as standard: • Comprehensive/third-party, fire and theft/third-party only cover options • Third party property damage to £5,000,000 • Windscreen cover • Full optional European breakdown cover • Personal accident cover for driver and passengers • Trailer cover whilst attached to the minibus • Replacement keys, locks or transmitter • New vehicle replacement (if within 12 months from new) • Motor legal expenses cover

If you had entitlement to drive cars before 1 January 1997 you may drive a minibus provided it has a maximum of 17 seats including the driver’s seat and is not being used for hire or reward. To be able to drive a minibus that has nine or more passenger seats for hire or reward you will normally need passenger carrying vehicle (PCV) entitlement. This involves taking a further driving test. However, if you will be driving the minibus for an organisation under the minibus or community bus permit schemes (Section 19 or 22) you will not need to have the PCV entitlement.

Our insurers offer breakdown cover as an optional extra. So, you can add this if required.

A vehicle with 9 to 17 seats is usually classed as a minibus. So, if your vehicle has more than 9 seats you will need to find a specialist minibus insurer provider. Getting the best insurance for needs is of upmost importance so you can concentrate on running your organisation successfully. Similarly, if you are using a minibus for a charitable, voluntary or community purpose such as schools, nurseries, church groups, charities and sports clubs, you want the peace of mind minibus insurance provides you.