Insurance for funeral directors and related services

You can trust Clear to take the same amount of care and attention when arranging insurance for your funeral directors business that you spend looking after your customers arrangements.

Insurance for funeral directors and related services

Whether you are a small independent funeral director or a larger concern, you need to be confident that you are making the right arrangements to protect your business against the unexpected.

Our product is designed to cover funeral directors and related services, such as celebrants, crematoriums, stone masons, and associated suppliers.

When you put your trust in us to arrange the insurance for your Funeral business, we will create a bespoke insurance package that matches your business requirements, and we’ll also be here to help you when you need to make a claim.

With Clear’s funeral directors combined insurance product, your cover can be tailored to meet your exact requirements by adding in or removing sections of cover relevant to your business, so you will only be paying for the insurance cover that you need and not paying extra for unnecessary covers that you don’t require.

Contact us for a free, no obligation review of your current insurance arrangements and we can then make sure that you are getting the cover you need to protect your business at a competitive price.

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Click here

Tailored cover for funeral directors and related services including celebrants, crematoriums, stone masons, and associated suppliers.

Insurance for Funeral Directors

Insurance for Funeral Service Arrangers

Insurance for Celebrants

Insurance for Undertakers

Funeral Directors insurance

Insurance for Chapels of Rest

Insurance for Funeral Directors offices

Insurance for Embalmers

Insurance for Crematoriums

Insurance for funeral suppliers such as stonemasons and memorial jewellers

Insurance for Hearses

Insurance for Funeral Cars

Insurance for Funeral Limousines

Professional Indemnity insurance for Funeral Directors

Errors and Omissions insurance for Funeral Directors

Insurance for Carriage Masters

Carriage Masters insurance

Repatriations and undertakers insurance

Insurance for repatriations undertakers

Insurance for memorial jewellers

What covers can I include?

Third-party liability including for slips, trips, falls and lifting injuries

Employer’s Liability insurance for your staff including temporary workers

Cover for your Buildings and any other structures you are responsible for

Loss or damage to Contents, Plant and Machinery, Stock and Merchandise

Loss of Revenue caused by an interruption to your business activities (only available if you have included cover for Buildings and/or Contents)

Cover for deceased personal possessions up to £25,000 automatically included (this can be amended or removed if required)

Cover for stock of stone masonry, gravestones and statues kept out in the open for up to £50,000 automatically included (this can be amended or removed if required)

Cover for both staff and visitors personal possessions up to £25,000 automatically included (this can be amended or removed if required)

Enhanced stock in trade cover including deterioration of stock

Want to speak to someone?

Call this number 0207 251 6821

Get a quote now

Click here

Frequently asked questions

Why do I need Public Liability insurance for my Funeral Directors business?

If you cause injury to another person or cause damage to their property, then they may make a claim against you for compensation. Public Liability insurance will cover you for any compensation award made against you plus the legal fees to defend you.

What is Employer’s Liability insurance and why do I need it?

If you employ someone to work for you then by law, you must take out Employer’s Liability insurance. Failure to have adequate cover in force could result in your business being fined. For further details about Employer’s Liability insurance being legally required, please refer to the UK Government website (note that Clear is not responsible for the content of external websites):

https://www.gov.uk/employers-liability-insurance

Do I need Employer’s Liability insurance for subcontractors?

Yes, possibly. Employer’s Liability insurance is legally required if you engage labour either through PAYE or via self-employed labour only sub-contractors.

What other insurance cover might I need for my Funeral Directors business?

The answer to this depends on how your business operates. For example, if you are responsible for the buildings you trade from, then you will need to arrange buildings insurance. You might have a lot of contents that could be valuable or difficult to replace, and you may want to insure it against loss or damage while within your premises or elsewhere. You may also want to arrange insurance cover for a drop in business income caused by an unforeseen insured event. All these covers can be included within your insurance quote from us.