Activity business

Is your event in the UK Adventure Racing Championship, or a local fell race up a Lake District mountainside? No matter what you've planned, every adventure comes with risk and a sprinkling of danger – that’s half the appeal for racers. However, you don’t want something minor to become an unexpected (and uninsured) adventure in helicopter evacuation or legal action. 

As a reputable race organiser, you plan routes, emergency support and facilities meticulously. It’s the same when we arrange the following for you: 

• Adventure Race Insurance 
• Fun Run Event Insurance 
• Adventure Race Travel Insurance 
• Charity Event Insurance 
• Insurance cover for a fell race in UK mountains (or abroad) 

We can't make hills gentler or puddles less muddy, but our team can help guide you to the right cover solution.

 
We understand the risks associated with combining running, swimming and cycling – and how minor incidents occasionally turn more serious. For example: 

• A competitor loses control of their bike during a transition and injures a marshal – with appropriate Triathlon Insurance, bike riders and others are protected. 
• A claim made against a subcontractor leads to a contingent liability for you, the event organiser. 
• Unforeseen weather and tides mean aquathlon competitors get into difficulty in open water. 
• Compared with some outdoor activities, triathlons and duathlons are remarkably safe. However, it only takes one problem to jeopardise your reputation (and your ability to run more events). 

Speak to our team today to discuss suitable cover options for your event, such as Triathlon Insurance, Duathlon Insurance/Duathlon Travel insurance and insurance for aquathlon races.  

Each year, thousands of swimmers enjoy standalone open water events or open water swims during triathlons. For most, the experience is challenging, satisfying and safe. However, as an organiser, not having the right event insurance for swimming in open water could ruin your reputation and capacity to run more events. Potential issues can include: 

• A swimmer gets into difficulty and requires rescue and evacuation by emergency services. The incident itself may not be cause for a claim, but how you handle the rescue could be. 
• A marshal is injured on dry land while supervising the event – your open water swimming insurance could save the day. 
• Someone claims against one of your event subcontractors and you get drawn into the claim. 

We can't make British waters warmer or keep the jellyfish away for the day, but we can look after your Open Water Swimming Insurance while you focus on organising a successful event. 

Do you lead groups and provide outdoor instruction? Whether it’s for an afternoon’s coasteering or a week on the fells, Outdoor Instructor Insurance is vital for your peace of mind–and your clients’.

Like you, we’re all about people. We handle the insurance to cover you from risks, so you can focus on running your business and the activities you’re passionate about. If you lead any of the following, contact our team of specialists to discuss your specific business requirements:

• Hill walking
• Canyoning
• Caving (speleology)
• Climbing and scrambling
• Abseiling
• Orienteering
• Coasteering

We’ve been providing Outdoor Instruction insurance since the 1990’s. We understand the risks unique to your sector, and have a variety of solutions available:

• Outdoor trainer insurance
• Adventure instructor insurance
• Activity leader insurance
• Team building and leadership insurance
• Climbing and abseiling instructor insurance
• Walking insurance for instructors
• Caving and camping insurance

Did you know?

If you offer more than one of the following services: activity, accommodation, and transport–that you must comply with the 1992 Package Travel Regulations? We’ll let you know if you’re heading into the realm of travel insurance, and provide you guidance on what to do next.