We work hand in hand with surveyors, solicitors and insurers to arrange Rights of Light Insurance for major developments in the City and throughout the UK.
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Once you've a completed Rights of Light report, we’ll work closely with you to formulate an appropriate strategy and propose a suitable insurance solution.
To start this process, please provide us with the relevant information and documentation detailed in our shopping lists:
The information should be submitted to our team at: rol@thecleargroup.com
The latest Rights of Light polices can be adapted to dovetail with the strategy that you wish to employ for each injured property.
Whether you to choose to negotiate with your neighbours or not, ultimately, we can shape an insurance policy to fit with your overall strategy for dealing with Rights of Light.
If you've undertaken a Right of Light report and have negotiated and obtained Deeds of Release with all affected parties, there should be no need for insurance.
Should you be required to start work on site but have not yet initiated or completed negotiations, you should support your strategy with an insurance policy which allows for this. Additionally, if you reach a point where you can’t negotiate with the injured party because they choose to seek an injunction, insurance may be able to help you mitigate your losses.
Due to recent case law, good neighbourly conduct should be reviewed when assessing Rights of Light risk to avoid the risk of an injunction. Contact us to learn more.
To assess a risk on behalf of the insurer, the underwriter needs to understand where neighbours should be contacted to gain access or initiate licence agreements.
These processes, such as initiating licence agreements for crane over-sail or Party Wall Awards, can alert neighbours and induce a Rights of Light claim.
Yes, potentially. It will depend on the level of the injury and the neighbours' appetite to seek legal recourse.
Yes, potentially. It will depend on the level of the injury and the neighbours' appetite to seek legal recourse.
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