History and heritage
Heath Crawford and Foster Limited were established in 1982. The company's success can be demonstrated by the long-standing relationship with their clients. HCF were acquired by the Clear Group in September 2023.
Watford
Originally established as Heath Crawford and Foster Limited, Clear Watford has many years of experience in arranging insurance for all types of businesses in various different trades.
Contact information
General enquiries
Emergency out of hours
Location
Suite 27, First Floor, CP House, Otterspool Way, Watford, WD25 8HR
Opening times
Monday - Friday
9:00 am - 5:00 pm
Saturday & Sunday
Closed
The bigger picture
Stay informed about insurance news and its impact on you and your business
- Risk Management
Health & Safety Updates - July 2025
Welcome to our monthly update on the latest in health and safety legislation.
- Risk Management
- Employee Benefits
Employment Rights Bill - Latest update - July 2025
The Employment Rights Bill has now completed the Committee stage and has begun the Report Stage. On 1st July, the Government published a roadmap for the implementation of changes the Bill will introduce. It’s important to remember the Bill isn’t yet law and will require Royal Assent before becoming an Act of Parliament. There are a lot of changes to cover, so we’ll report on these over the next few updates. This month we’ll cover the changes proposed to come into effect in the next 12 months.
- Cyber
The Knights of Old cyber-attack – a salutary lesson for all businesses
When ransomware brought down the 150-year-old UK logistics firm Knights of Old, the reporting that surrounded this catastrophic failure exposed weaknesses in cybersecurity, best practices, backup readiness, and insurance adequacy. This case has now become a benchmark for what can go wrong, even when a business believes it has done everything to protect itself.