History and heritage
Heath Crawford and Foster Limited were established in 1982. The company's success can be demonstrated by the long-standing relationship with their clients. HCF were acquired by the Clear Group in September 2023.
Watford
Originally established as Heath Crawford and Foster Limited, Clear Watford has many years of experience in arranging insurance for all types of businesses in various different trades.
Contact information
General enquiries
Emergency out of hours
Location
Suite 27, First Floor, CP House, Otterspool Way, Watford, WD25 8HR
Opening times
Monday - Friday
9:00 am - 5:00 pm
Saturday & Sunday
Closed
The bigger picture
Stay informed about insurance news and its impact on you and your business
- People at Clear
Men's Mental Health Day 2025
Reaching out when you need support can make all the difference. See how it helped our colleague, James, and why it's important to look out for your loved ones this Men's Mental Health Day 2025.
- Risk Management
Employment Rights Bill – latest update
The Employment Rights Bill is still bouncing between the House of Lords and the Commons, with key proposals such as unfair dismissal, zero-hours contracts, and trade union rules sparking ongoing debate. Until both Houses agree, the Bill can’t move to Royal Assent. In this update, we highlight the unresolved issues, recent NMW enforcement, upcoming consultations, and how you can get involved.
- Risk Management
Employment law is changing – is your business ready?
The Employment Rights Bill, set to be implemented between 2025 and 2027, will significantly change the legal framework for workplaces in the UK. Key reforms include flexible working from day one, extended statutory sick pay, enhanced rights for trade unions and collective bargaining, as well as new protections for equality and fairness. These changes will require employers to review their contracts, policies, and daily HR processes to ensure compliance.