Craft and designers
Whether you're making and selling crafts as your full-time work, or as a part-time project, our knowledgeable team can guide you on the covers you should consider to protect yourself and your business.
Specialist guidance
Whether you sell your products at craft fairs, in a physical shop or online, it's important to make sure you're covered if a claim is made against you or your business.
A customer could be hurt by a product that you have made and sold to them. Alternatively, a customer or passer by could be injured by your stall during an event, or an employee could suffer an injury caused by working for you.
What type of craft business do we cover?
Ceramics and glass
Engravers
Fashion and textiles
Fashion accessories
Leather goods
Metalwork and silversmithing
Furniture
Lighting
Plastics and resin
Works of art
Interiors and soft furnishing
Specialist crafts
Obtain a quote online
Registered user?
Clear insurance package for crafts insurance
The standard package includes the following insurance covers and additional benefits:
Public Liability - £5 million limit any one event
Employers’ Liability - £10 million limit any one event
Products Liability - £5 million any one period of insurance
Prices start from £107.56 (incl. IPT & fees)
There is no need to split your business property covers between stock and content
Public liability insurance for crafters
Protect your business against claims made if your business activities have caused an injury or property damage.
For example, a visitor to your business premises trips and injures themselves, or your stock falls during a craft fair and damages the carpet.
Public liability claims can arise from a number of situations. It's important to have cover in place so that you and your business are protected should an accident happen.
At Clear, we offer Public liability cover up to £5 million for any one event.
Product liability insurance for crafters
Product liability insurance can protect you against the cost of compensation for:
- Personal injury caused by a faulty product
- Loss of or damage to property caused by your faulty product
- Unforeseeable circumstances such as product faults that your quality control system failed to identify
At Clear, we offer up to £5 million of Product liability cover for any one period of insurance – which includes sales to the US and Canada.
Employers’ liability insurance for crafters
If your craft business has employees, you're legally required to have an Employers’ liability insurance policy in place.
This can protect your business against legal and compensation expenses from claims made by your employees. For instance, if an employee slips on a wet floor and injures themselves, they could make a claim against your business.
Most businesses in the UK are required to have at least £5 million of Employers’ liability cover; at Clear we provide up to £10 million of cover to craft businesses.
Other types of craft insurance available
The following valuable optional covers are also now available:
'All risks' cover for contents, stock, machinery, and equipment – starting at a minimum sum of £5,000 – it needs to be sufficient to repair or replace the property equal to its condition when new
Business interruption with a £50,000 set sum which insured per 12-month indemnity period
Cover for loss of profit and additional costs of working up to £50,000 following a valid property damage claim. Please contact us if you require a higher sum insured
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Want to know more?
Find more information from our knowledgeable professionals in these downloadable documents
Craft workers and designer makers policy summary
Craft workers and designer makers policy wording
Why Clear?
Industry-recognised for being people-first, our team of specialists supports start-ups, SMEs, corporates, multinationals and individuals.
Trade specialists
We offer broad and bespoke sector specialist insurance solutions for peace of mind.
Chartered status
In recognition of our commitment to maintaining the highest standards of knowledge, ethical practice and guidance.
Exceptional service
We're dedicated to providing exceptional customer service to respond proactively to the needs of our clients.
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